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Frequently Asked Questions

Get instant answers to common questions about life insurance

Getting Started

How do I get a quote?

How long does the application process take?

Do I need a medical exam?

Coverage & Costs

How much life insurance do I need?

What factors affect my premium?

Can I get coverage if I have health issues?

Policy Management

What happens if I miss a payment?

Can I cancel my policy?

Can I increase my coverage later?

About Life Care Choice

Is Life Care Choice an insurance company?

Do you charge any fees?

Are your agents licensed?

Claims & Beneficiaries

How do beneficiaries file a claim?

Can I change my beneficiaries?

What if my beneficiary dies before me?

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